Grader Insurance
A motor grader is a long, expensive machine that often works on live roads and remote sites.
We arrange grader insurance that covers the machine on site, in transit and against theft.
Mobile plant cover built for road construction and civil work.
Cover for Graders on Roadworks and Remote Sites
Graders frequently work alongside live traffic, which adds a real third-party and collision exposure.
They also travel long distances to remote civil jobs, where recovery and repair are harder and slower.
We structure cover that handles the roadwork and the remoteness, so a damaged grader does not hold up the job.
“A grader often works with traffic on one side and remote ground on the other. Both are real risks.”
What Grader Insurance Typically Covers
Cover is tailored to the machine and your work, and generally includes the following.
- Accidental damage, collision and overturning
- Fire, theft and attempted theft
- Damage while in transit on a float or low loader
- The mouldboard, ripper and fitted attachments
- Vandalism and malicious damage
- Hire costs to keep a job moving during repairs, where arranged
- Damage from operating on uneven and remote ground
- Cover across multiple sites Australia wide
Cover varies by insurer and how you operate. We confirm exactly what is and isn’t included before you rely on it.
The Risks a Grader Faces
Road and civil work brings exposures specific to graders.
Live-Traffic Incidents
Working next to moving traffic raises the risk of a collision and a third-party claim.
Remote-Site Recovery
A breakdown or accident far from town means costly recovery and long downtime.
Transit on a Low Loader
Moving a long grader between jobs is a high-risk moment for the machine and the load.
Cover Types That Work With Grader Insurance
Civil operators usually arrange one or two of these alongside the machine cover.
Get Grader Insurance Sorted Properly
Talk to a specialist transport and plant broker who knows what your asset is worth and how it works.
Call 1300 78 78 25Other Vehicles & Equipment We Cover
Most operators run more than one type of asset. These are the ones most often insured alongside it.
Get a Grader Insurance Quote
Tell us about your asset and how you use it. We’ll arrange cover that fits and respond within 1 business day.
Call us1300 78 78 25Grader Insurance: Frequently Asked Questions
Yes. Road and civil work is core to how graders operate, and we arrange cover that reflects that, including the third-party liability that comes with it.
Yes. We arrange cover that follows the machine to remote civil jobs, including recovery, since downtime and recovery cost more the further out you are.
Yes. Fitted attachments are scheduled as part of the machine and covered for accidental damage.
That is a liability exposure, and we arrange public liability cover alongside the machine policy to respond to it.
Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider the relevant Product Disclosure Statement (PDS) before making any decision.