Mining & Resources Insurance
Mining and resources contractors run high-value equipment in some of the harshest, most remote conditions in the country.
Haul trucks, excavators and support fleets work around the clock, where breakdowns are costly and replacement is slow.
We arrange plant, liability and transit cover built for operators working on and around Australian mine sites.
Cover for High-Value Equipment in Remote Conditions
Mining and resources work is unforgiving on equipment. Dust, distance, heat and round-the-clock running push machinery and vehicles hard.
A breakdown on a remote site is not just a repair bill. It can mean days of lost production and a logistics exercise to recover or replace the unit.
We build cover around your equipment, your sites and the contracts you run under, so an incident does not stop your operation.
Insurance Types for Mining & Resources
Mining and resources contractors usually layer plant, liability and transit cover. These are the covers that most often apply.
Cover is subject to the terms, conditions and exclusions of each policy. We help you understand what applies to your operation.
Mining Equipment & Vehicles We Cover
From haul trucks to support fleets, we arrange cover across the equipment a resources contractor runs.
Haul & Dump Trucks
Rigid haul trucks and dump trucks moving ore, overburden and material on site.
Excavators & Diggers
Large excavators digging, loading and working faces and benches.
Bulldozers
Heavy dozers pushing, ripping and maintaining haul roads and stockpiles.
Wheel Loaders
Large loaders feeding crushers, loading trucks and shifting material.
Graders
Motor graders building and maintaining haul roads and access tracks.
Material Handling
Forklifts and handlers moving equipment, parts and supplies around site.
The Risks in Mining & Resources
Remote, round-the-clock operations concentrate risk on expensive equipment. These are the exposures that most often turn into claims.
High-Value Equipment
A single haul truck or excavator can be worth millions. Underinsuring it leaves a dangerous gap if it is lost or written off.
Remote Breakdowns
A breakdown hundreds of kilometres from the nearest town means costly recovery, slow repairs and lost production.
Harsh Conditions
Dust, heat, vibration and continuous running accelerate wear and increase the chance of damage and failure.
Site Liability
Mine sites are high-hazard environments where third-party injury and property damage carry serious consequences.
Transit to Site
Moving equipment to and from remote sites exposes it to transit damage, loading incidents and long-distance risk.
Contract Conditions
Mining contracts often demand specific cover and high limits. Falling short can cost the contract, not just the claim.
Running Equipment on Mine Sites? Get It Properly Covered.
Talk to a specialist mining and resources insurance broker today.
Call 1300 78 78 25Why Resources Contractors Use a Specialist Broker
Mining and resources work needs cover that understands equipment values, remote operations and the contract conditions on site.
- We insure high-value equipment to its real replacement value
- We factor in remote operations and recovery exposure
- We arrange liability that meets mine-site contract requirements
- We cover equipment in transit to and from remote sites
- We include breakdown cover to protect production
- One broker who understands resources contracting
How We Arrange Your Cover
A clear process built for mining and resources contractors.
List Your Equipment
Haul trucks, plant, support fleet and their values, plus the sites and contracts you run under.
We Match the Cover
We arrange plant, liability, transit and motor cover that fits remote, high-value resources work.
Review as You Grow
New equipment, new sites and new contracts change the risk. We keep your cover and values current.
We Back You at Claim Time
When equipment is damaged or down, we coordinate the claim and the recovery to protect your production.
Related Cover
Transport operators rarely need just one policy. These are the covers most often arranged alongside it.
Let's Get Your Resources Operation Covered
Tell us about your equipment and your sites, and we will arrange cover that fits remote, high-value work.
Speak with a broker who knows mining and resources and will be there when it counts.
Mining & Resources Insurance FAQs
Most carry plant and equipment cover for their machines, public liability for work on site, and motor cover for haul trucks and support fleets. Goods and plant in transit cover and mechanical breakdown cover are common additions. The right mix depends on your equipment, your sites and your contract conditions.
Only if transit cover is in place. Equipment is exposed every time it is loaded, transported and unloaded, and remote sites add distance and handling risk, so goods and plant in transit cover is important for resources contractors.
Yes. Replacing or recovering equipment on a remote site costs more and takes longer than in a city. We make sure values reflect real replacement and recovery costs, not just book value.
Yes. Mining and resources contracts frequently specify particular covers and high minimum limits. We review those requirements and arrange cover that meets them so your contract is protected.
It can be added. On remote sites a breakdown can halt production, so breakdown cover is a common and valuable addition that helps respond to repair and downtime exposure. We work through whether it fits your operation.
Compliance Disclaimer: This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider the relevant Product Disclosure Statement (PDS) before making any decision.